With so many mixed messages these days, getting the best car insurance rate can seem overwhelming. Especially with every insurance company, in every ad on TV claiming they have the lowest rates - where do you even begin? True, you can get a great car insurance rate today - if you know this little secret:
Why's that, you say? It's actually quite simple: When I used to work for a large insurance company, I was let in on the most important word for a great rate - overhead. You see, big insurance companies renting big expensive offices, in big expensive buildings - with several thousand employees spend way more money then online car insurance companies! That's why your rate is nearly always lower from an online car company. They simply don't have all the extra expenses (and extra wasted money) that traditional, "land based" car insurance companies have. So all those other overhead costs don't come out of your pocket!
The best thing to do is apply with several different companies using there free fast quote forms, and compare their offers. The more free quotes you get - the lower your car insurance rate! Also, some of the web sites listed below will give you several free quotes from different companies, it's quick and easy and you get your responses in minutes.
I've reviewed several online car companies to find those that offer the lowest car insurance rate, with the quickest and easiest applications.
The companies below are those that I belive fit the above criteria best, I will also be adding to this list if I come across any other car insurance companies that meet the above criteria.
InsureMe: Allows you to compare many different insurance companies' rates online by giving you multiple car insurance quotes for free.
Insure For Less: Gets car insurance companies to compete for your business. One quick form gives you the five best offers from THOUSANDS of insurance companies!
Netquote: Since 1989, NetQuoteŽ has provided Free Quotes in All 50 States and helped countless people save hundreds on car insurance.
The companies above cover the states of: Alabama AL Alaska AK Arizona AZ Arkansas AR California CA Colorado CO Connecticut CT Delaware DE Florida FL Georgia GA Hawaii HI Idaho ID Illinois IL Indiana IN Iowa IA Kansas KS Kentucky KY Louisiana LA Maine ME Maryland MD Massachusetts MA Michigan MI Minnesota MN Mississippi MS Missouri MO Montana MT Nebraska NE Nevada NV New Hampshire NH New Jersey NJ New Mexico NM New York NY North Carolina NC North Dakota ND Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN Texas TX Utah UT Vermont VT Virginia VA Washington WA West Virginia WV Wisconsin WI Wyoming WY DC